- Free
Prosper is a peer-to-peer lending marketplace that offers fixed-rate, fixed-term loans between $2,000 and $40,000. They offer personal loans for debt consolidation, auto loans, small business loans, and more. Their small business loans are based on your personal credit score and issued to you, not your business. This can be a great option for your business if you are just starting and don’t yet have a history of profit.
